Does your financial advisor even know who you are? How many times have you talked with them?  In addition to quarterly performance summaries, we try and meet with our clients, face-to-face, at least once a year whenever possible.

Do they only call when they want to sell you something?  Crow Financial Advisors do not represent or sell any products or insurance companies. Our clients pay us to manage their portfolios…period.

How do they make that decision? Not every client has the same investment goals or management needs. The decision made by Crow Financial Advisor are tailored to each clients’ specific desires.

Does your advisor act in your best interest or do what they’re told by the company they work for?  Again, answering the question, “how do they get paid?” goes a long way. If you pay your advisor directly, they work for you. If they receive a commission, they work for themselves or for the company whose products they’re selling. If your broker receives a commission every time he or she makes a buy or sale, you have to take a hard look at what they’re doing and make sure it makes sense for you. In a fee-only, managed account, there is no incentive to make unnecessary trades, or “churn” the account, because we don’t get any portion of the trade commission.